Val Masino: what to know before buying a home
A municipality in the province of Sondrio, Lombardia. Official data on earthquakes, population, services and transport.
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The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.
For example: Via Roma 1, Val Masino.
Val Masino, granite and the Val di Mello above Valtellina
Val Masino is the municipality covering a whole side valley of Valtellina, climbing from the Adda valley floor between granite walls towards the Rhaetian Alps. Higher up lies the Val di Mello, a nature reserve known to climbers across Europe for its boulders and slabs; lower down are the villages, the old spa of Bagni di Masino and a network of footpaths and mountain huts.
Tourism is the main engine and the figures show it: there are 19.35 places to eat per 1,000 residents, against 6.19 in the province of Sondrio. Alongside residents' homes there are also holiday homes.
Istat, the national statistics office, counted 827 residents at the end of 2023, down 11.9% since 2011. The average age is 50.0, against 46.8 for the province, and over-65s are 28.3%. Declared average income is below the provincial figure.
Buying in Val Masino means accepting real mountains: climate zone F, snow, mountain roads to drive in winter too, stone houses with heavy roofs. Before buying, find out about access, heating and utility connections.
Val Masino is in seismic zone 3 of the Civil Protection classification, like 64 of the 77 municipalities in the province, with an expected ground acceleration of about 0.061 g. In an Alpine valley, avalanches, landslides and stream floods weigh more, and the report checks them on the official maps for the address. The Revenue Agency (Agenzia delle Entrate) cadastre is published and the report goes down to the land parcel.
Key points
- Side valley of Valtellina, home to the Val di Mello.
- Places to eat: 19.35 per 1,000 residents.
- Population down 11.9% since 2011.
- Real mountains: check winter access, avalanches and streams.
Overview
Val Masino is a municipality in the province of Sondrio, in Lombardia. At the end of 2023 it had 827 residents, ranked 51 of 77 municipalities in the province.
Earthquakes
For Italy's Civil Protection Department, Val Masino is in seismic zone 3, a zone where strong earthquakes are possible but rare. Most municipalities in the province (64 of 77) are in the same zone.
In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.061 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.
Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.
Population
Compared with the 2011 census, the resident population has fallen by 11.9%. The estimated average age is 50 years, higher than the province average (47). 28% of residents are over 65 (the regional figure is 24%). Foreign residents make up 1.9% of the population. On average, a household has 2.1 members.
Income and climate
In tax year 2024, taxpayers in Val Masino declared an average taxable income of 19,626 euros, below the provincial average (23,822 euros). The Italian average is 24,895 euros.
Val Masino is in climate zone F, with 3,187 heating degree days, with no limits on when heating may be used. The same table puts the town hall at 787 metres above sea level.
Services
In the official Ministry of Education and Ministry of Health lists, Val Masino has 2 schools and 1 pharmacy. The Overture Maps data also lists 1 grocery shop, 1 sports facility and 2 parks and green areas.
The data shows no healthcare facilities within the municipality, against a provincial average of 0.5 per 1,000 residents.
Public transport
The open timetables available for the area do not list any stops within the territory of Val Masino.
How built-up it is
Buildings, roads, car parks and other sealed surfaces cover 0.7% of the land in Val Masino, compared with 2.7% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.
Radon and contaminated sites
Val Masino is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.
Official databases list no contaminated sites in Val Masino.
Landslides and flooding
Landslide and flood hazard changes from one street to the next even within Val Masino: the report checks the address against the ISPRA maps.
House prices
The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.
Land registry
The cadastral maps for Val Masino are public: from the address the report finds the sheet and parcel number.
Liveability area by area
The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 8 inhabited census areas in Val Masino. Half of the residents live in areas scoring 58 or more.
Residents by band
- fair 100.0%
Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.
The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out
Data sources
- Seismic classification of municipalities, Dipartimento della Protezione Civile. Licence CC BY 4.0, updated to 2025-05.
- MPS04 seismic hazard model, INGV. Licence CC BY 4.0, 2004 model.
- Data by census section, Istat. Licence CC BY 4.0, residents at the end of 2023, compared with the 2011 census.
- Places, Overture Maps Foundation. Licence CDLA Permissive 2.0 and others depending on provider, release 2026-10-21.0.
- Public transport timetables (GTFS): Trenord, Regione Lombardia - Trenord, orari ferroviari (GTFS). Licence CC BY 4.0, version 20261111.
- Income and main IRPEF variables by municipality, MEF, Dipartimento delle Finanze. Licence CC BY 3.0 IT, tax year 2024.
- Climate zones and heating degree days of municipalities (Presidential Decree 412/1993, Annex A), Normattiva. Licence CC BY 4.0, current text.
- Land take, territorial dynamics and ecosystem services, ISPRA e SNPA. Licence CC BY 4.0, 2024 data.
- Predictive radon map by municipality, ISPRA. Licence CC BY 4.0, version 2022-11.
- Radon priority areas (Legislative Decree 101/2020), Regione Lombardia, national list compiled by ARPA Lombardia. Licence Atto pubblico (art. 5 L. 633/1941), 2023.
- Contaminated sites, Regione Lombardia. Licence CC0 1.0 (pubblico dominio), updated to 14 November 2026.
- Liveability index by census area, Vicinalia, from the data in the report sections. Licence CC BY-SA 4.0, worked out on 30 September 2026.
- List of Italian municipalities, Istat. Licence CC BY 4.0, updated to 21 February 2026.
ISTAT code 014074. The text on this page is generated automatically from the data.