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Schilpario: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Schilpario

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Frazione Barzesto 1, Schilpario.

Schilpario, the upper Val di Scalve, old mines and ski trails

High up in the Val di Scalve, above 1,000 metres, Schilpario is the last village before the road over the Vivione pass, which in summer leads across to the Val Camonica. The river Dezzo runs along the valley floor, with conifer woods and the peaks of the Orobie Alps all around. For centuries the economy relied on iron mines, now closed and partly open to visitors; in winter the village is known for its cross-country ski trails.

The housing market has two sides. On one, homes lived in all year, often family houses in stone and timber; on the other, flats and small houses used as holiday homes. The climate zone is F, the coldest: insulation, windows and the heating system matter far more than on the plain, so ask for actual energy bills from last winter. Bergamo is a long way down the valley, and declared incomes are below the provincial average.

The population is ageing. There were 1,112 residents in 2023, down 11.0% on 2011; over-65s are 32.9% against 22.5% for the province, and the average age is 51.0. Foreign nationals are very few, at 0.3%.

All 243 municipalities in the province of Bergamo are in seismic zone 3, and in Schilpario the expected ground acceleration is low, 0.067 g. In the mountains, snow load on roofs and the condition of the roofing count for more.

The Revenue Agency (Agenzia delle Entrate) publishes cadastral maps, so the report goes from the address to the land parcel. On the slopes and along streams, landslides, avalanches where they are mapped and flooding should be checked address by address on the official maps.

Key points

  • Upper Val di Scalve, above 1,000 metres, climate zone F.
  • Over-65s at 32.9%, against 22.5% in the province.
  • All 243 municipalities around Bergamo in seismic zone 3.
  • Holiday homes alongside year-round residents.

Overview

Schilpario is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 1,112 residents, ranked 180 of 243 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Schilpario is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.067 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has fallen by 11.0%. The estimated average age is 51 years, higher than the province average (45). 33% of residents are over 65 (the regional figure is 24%). Foreign residents make up 0.3% of the population. On average, a household has 2.0 members.

Income and climate

In tax year 2024, taxpayers in Schilpario declared an average taxable income of 21,140 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.

Schilpario is in climate zone F, with 3,666 heating degree days, with no limits on when heating may be used. The same table puts the town hall at 1,124 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Schilpario has 3 schools and 1 pharmacy. The Overture Maps data also lists 1 grocery shop, 1 sports facility and 2 parks and green areas.

The data shows no healthcare facilities within the municipality, against a provincial average of 0.5 per 1,000 residents.

Public transport

The open timetables available for the area do not list any stops within the territory of Schilpario.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 1.3% of the land in Schilpario, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land grew by 0.5 hectares.

Radon and contaminated sites

Schilpario is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no open contaminated sites in Schilpario; one has been cleaned up or closed.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Schilpario: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Schilpario are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 20 inhabited census areas in Schilpario. Half of the residents live in areas scoring 60 or more.

Residents by band

  • fair 100.0%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016195. The text on this page is generated automatically from the data.