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Pagnona: what to know before buying a home

A municipality in the province of Lecco, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Pagnona

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Centrale 1, Pagnona.

Pagnona, high in the Varrone valley above the lake

Pagnona sits high in the Valvarrone, the valley that climbs from the eastern shore of Lake Como at Dervio towards Premana and the mountains of Valsassina. The village is at almost eight hundred metres, with stone houses gathered on the slope and pastures and woods around them. The lake is only a few kilometres away, but the road is a narrow mountain road with many bends.

For a buyer, Pagnona suits a holiday home or a very quiet life. Winters are long (climate zone F) and services are down in the valley, so winter access, insulation and the type of heating all matter. Many old houses have stone or metal roofs that need redoing, walls built against the slope and dated wiring and plumbing. Slopes, landslides and streams are checked at the address with the official maps the report consults.

The population is small and elderly. In 2023 there were 317 residents, down 21.1% on 2011, according to Istat, Italy's national statistics office; the estimated average age is 55.7, against 46.6 in the province of Lecco, and over-65s make up 37.5%. Foreign residents account for 0.0%. Declared incomes are well below the provincial average.

In the province of Lecco, 64 municipalities are in seismic zone 3 and 20 in zone 4 on the Civil Protection Department's scale. Pagnona is in zone 4, with expected ground acceleration of about 0.044 g, a very low value. Here snow, water coming off the slope and roof upkeep weigh more than earthquakes.

The Revenue Agency (Agenzia delle Entrate) publishes cadastral maps, and the report traces the land parcel from the address.

Key points

  • Upper Varrone valley, above Dervio and Lake Como, near Premana.
  • 317 residents in 2023, down 21.1% since 2011.
  • Average age 55.7, over-65s at 37.5%.
  • Seismic zone 4; snow and roof upkeep matter more.

Overview

Pagnona is a municipality in the province of Lecco, in Lombardia. At the end of 2023 it had 317 residents, among the smallest in the province (80 of 84).

Earthquakes

For Italy's Civil Protection Department, Pagnona is in seismic zone 4, the lowest-risk zone, where strong earthquakes are very rare. Only 20 of 84 municipalities in the province are in zone 4.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.044 g, a low value: the level with a 10% probability of being exceeded in 50 years, on rock.

In zone 4 the risk is low, but for an older building it is still worth asking about the state of the structure.

Population

Compared with the 2011 census, the resident population has fallen by 21.1%. The estimated average age is 56 years, higher than the province average (47). 38% of residents are over 65 (the regional figure is 24%). Foreign residents make up 0.0% of the population. On average, a household has 2.0 members.

Income and climate

In tax year 2024, taxpayers in Pagnona declared an average taxable income of 18,509 euros, below the provincial average (28,624 euros). The Italian average is 24,895 euros.

Pagnona is in climate zone F, with 3,191 heating degree days, with no limits on when heating may be used. The same table puts the town hall at 790 metres above sea level.

Services

The data shows no schools within the municipality, against a provincial average of 1.0 per 1,000 residents.

Public transport

The open timetables available for the area do not list any stops within the territory of Pagnona.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 2.3% of the land in Pagnona, compared with 12.1% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Pagnona is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Pagnona.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Pagnona: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Pagnona are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 3 inhabited census areas in Pagnona. Half of the residents live in areas scoring 57 or more.

Residents by band

  • fair 100.0%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 097063. The text on this page is generated automatically from the data.