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Malgrate: what to know before buying a home

A municipality in the province of Lecco, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Malgrate

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Gaggio 1, Malgrate.

Malgrate, the lakeshore facing Lecco

From Malgrate you look across the water at Lecco. The municipality covers a short stretch of the western shore, at the point where the Lecco arm of Lake Como closes and its waters flow out again as the river Adda. The area is small and almost entirely built up, and behind the village the ground rises towards the lower slopes of Monte Barro.

The most sought-after homes are on the lakefront, looking out over the town and the mountains behind it. Further back there are mostly blocks of flats and detached houses from recent decades, often on sloping ground. For anyone working in Lecco the commute is short, and Brianza and the Como area are also within easy driving distance. For homes a few steps from the shore, ask how cellars and ground floors have fared when the lake has risen.

In 2023 Malgrate had 4,172 residents, down 1.0% since 2011, so the population has barely moved. The average age of 46.8 is in line with the province of Lecco, and foreign residents make up 12.8%. Declared incomes are above the provincial average.

Earthquake hazard is low. Malgrate is in seismic zone 3 of the Civil Protection classification, together with 63 other municipalities in the province, while 20 are in zone 4. Expected ground acceleration is about 0.053 g. In a lakeside block, the state of the facades, damp, windows and the service charges (spese condominiali) weigh more.

The Revenue Agency (Agenzia delle Entrate) publishes the cadastral maps, so the report can trace an address back to its land parcel. Between the shore and the slopes of Monte Barro conditions change within a few hundred metres, which is why landslide and flood hazard are read for the exact spot.

Key points

  • On the western shore of the lake, opposite Lecco.
  • 4,172 residents, a population almost unchanged since 2011.
  • Seismic zone 3, expected acceleration about 0.053 g.
  • Close to the shore, lake flood levels matter.

Overview

Malgrate is a municipality in the province of Lecco, in Lombardia. At the end of 2023 it had 4,172 residents, ranked 24 of 84 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Malgrate is in seismic zone 3, a zone where strong earthquakes are possible but rare. Most municipalities in the province (64 of 84) are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.053 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has fallen by 1.0%. The estimated average age is 47 years, in line with the province. 26% of residents are over 65 (the regional figure is 24%). Foreign residents make up 12.8% of the population. On average, a household has 2.2 members.

Income and climate

In tax year 2024, taxpayers in Malgrate declared an average taxable income of 31,866 euros, above the provincial average (28,624 euros). The Italian average is 24,895 euros.

Malgrate is in climate zone E, with 2,398 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 231 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Malgrate has 3 schools and 1 pharmacy. The Overture Maps data also lists 3 grocery shops and supermarkets, 2 healthcare facilities, 5 sports facilities and 1 green area.

There are 0.7 grocery shops and supermarkets per 1,000 residents, more than the province average (0.5).

Public transport

The open timetables available for the area do not list any stops within the territory of Malgrate.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 30.5% of the land in Malgrate, compared with 12.1% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Malgrate is not among the radon priority areas designated by the Regione Lombardia in 2023. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Malgrate.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Malgrate: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Malgrate are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 10 inhabited census areas in Malgrate. Half of the residents live in areas scoring 78 or more.

Residents by band

  • good 74.7%
  • very good 25.3%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 097045. The text on this page is generated automatically from the data.