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Lovero: what to know before buying a home

A municipality in the province of Sondrio, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Lovero

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Roma 1, Lovero.

Lovero, in Valtellina above Tirano

Heading up Valtellina beyond Tirano, the main road towards Bormio runs through Lovero, a small municipality on the floor of the Adda valley with houses climbing the lower slopes. Tirano is a few minutes away and provides what the village lacks: secondary schools, a hospital, the railway station for Milan and the Bernina train into Switzerland.

Being on the main road cuts both ways. Connections are easy if you work in Tirano, Sondrio or across the border; on the other hand, houses facing the road get the traffic. Higher up the slopes, sun exposure and gradient change. The report measures elevation and slope at the address and checks the official landslide and flood maps, which in an Alpine valley with side streams have to be read plot by plot.

In 2023 Lovero had 617 residents, 7.5% fewer than in 2011, according to Istat, the national statistics institute. The average age of 47.2 is almost the same as the 46.8 of the province of Sondrio, and over-65s make up 25.4%. Households average 2.11 people. Average declared income is close to the provincial level.

Lovero is in seismic zone 3 of the Civil Protection (Protezione Civile) classification, like 64 of the 77 municipalities in the province, while the other 13 are in zone 4. Expected ground acceleration in the village is about 0.075 g, a moderate hazard. The climate is zone F, with long winters, so insulation and heating weigh on the running costs of a home.

The Revenue Agency (Agenzia delle Entrate) publishes the cadastral maps, and the report links the address to its land parcel and building.

Key points

  • Valley-floor village in Valtellina, a few minutes from Tirano.
  • 617 residents, down 7.5% since 2011.
  • Average age 47.2, against 46.8 in the province.
  • Seismic zone 3, expected acceleration about 0.075 g.

Overview

Lovero is a municipality in the province of Sondrio, in Lombardia. At the end of 2023 it had 617 residents, ranked 57 of 77 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Lovero is in seismic zone 3, a zone where strong earthquakes are possible but rare. Most municipalities in the province (64 of 77) are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.075 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has fallen by 7.5%. The estimated average age is 47 years, in line with the province. 25% of residents are over 65 (the regional figure is 24%). Foreign residents make up 3.7% of the population. On average, a household has 2.1 members.

Income and climate

In tax year 2024, taxpayers in Lovero declared an average taxable income of 22,945 euros, in line with the province (23,822 euros). The Italian average is 24,895 euros.

Lovero is in climate zone F, with 3,011 heating degree days, with no limits on when heating may be used. The same table puts the town hall at 515 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Lovero has 1 pharmacy. The Overture Maps data also lists 2 grocery shops and supermarkets and 1 green area.

The data shows no schools within the municipality, against a provincial average of 1.2 per 1,000 residents.

Public transport

The open timetables available for the area do not list any stops within the territory of Lovero.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 5.1% of the land in Lovero, compared with 2.7% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Lovero is one of the municipalities designated as a radon priority area by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Lovero.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Lovero: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Lovero are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 3 inhabited census areas in Lovero. Half of the residents live in areas scoring 63 or more.

Residents by band

  • fair 100.0%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 014038. The text on this page is generated automatically from the data.