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Ghisalba: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Ghisalba

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Canonico Francesco Cossali 1, Ghisalba.

Ghisalba, Bergamo farmland on the banks of the Serio

Maize fields, old farmsteads, irrigation channels and a few industrial areas: Ghisalba is a municipality on the plain south-east of Bergamo, on the left bank of the river Serio. The provincial capital is close, but daily life revolves around the neighbouring towns, from Martinengo to Cologno al Serio.

There is no railway station in the municipality, so for trains you need to go to a nearby town, and nearly every journey is made by car. Housing is mostly villas, semi-detached homes and small blocks of flats built over recent decades around the old core. Declared incomes are below the provincial average, and buyers here are often looking for more space for less money than in the towns right next to Bergamo.

It is a young place even by local standards. The average age is 42.1 against 45.2 for the province, over-65s are just 17.8% and households average 2.57 people. There were 6,165 residents in 2023, up 4.1% since 2011, according to Istat, the national statistics institute; foreign nationals make up 12.0%.

Near the Serio, water is the thing to watch. The river has a wide gravel bed and in flood it spreads into areas that look dry for the rest of the year, so the lowest ground needs checking against the flood hazard maps. The report does this for the exact address, and a few hundred metres from the embankment the picture can be quite different.

Seismic hazard is moderate. Ghisalba is in zone 3, like all 243 municipalities in the province, with an expected ground acceleration of about 0.128 g. The advice applies mostly to houses put up quickly during the building boom: ask for the design and inspection documents and check any later alterations. The Revenue Agency's cadastral maps are available, and the report reaches the plot from the address.

Key points

  • On the left bank of the Serio, with no railway station.
  • Over-65s at 17.8%, average age 42.1.
  • 6,165 residents, up 4.1% since 2011.
  • Near the river, flood hazard needs checking house by house.

Overview

Ghisalba is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 6,165 residents, ranked 55 of 243 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Ghisalba is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.128 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has grown by 4.1%. The estimated average age is 42 years, lower than the province average (45). 18% of residents are over 65 (the regional figure is 24%). Foreign residents make up 12.0% of the population. On average, a household has 2.6 members.

Income and climate

In tax year 2024, taxpayers in Ghisalba declared an average taxable income of 23,554 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.

Ghisalba is in climate zone E, with 2,383 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 170 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Ghisalba has 3 schools and 2 pharmacies. The Overture Maps data also lists 5 grocery shops and supermarkets, 1 healthcare facility and 5 sports facilities.

There are 0.2 healthcare facilities per 1,000 residents, fewer than the province average (0.5).

Public transport

The open timetables available for the area do not list any stops within the territory of Ghisalba.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 25.8% of the land in Ghisalba, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Ghisalba is not among the radon priority areas designated by the Regione Lombardia in 2023. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Ghisalba.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Ghisalba: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Ghisalba are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 21 inhabited census areas in Ghisalba. Half of the residents live in areas scoring 68 or more.

Residents by band

  • modest 0.1%
  • fair 21.4%
  • good 78.5%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016113. The text on this page is generated automatically from the data.