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Germignaga: what to know before buying a home

A municipality in the province of Varese, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Germignaga

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Roberto Stehli 1, Germignaga.

Germignaga, on Lake Maggiore at the mouth of the Tresa

Germignaga faces the Lombard shore of Lake Maggiore, right next to Luino. The boundary between the two is the Tresa, the river that flows out of Lake Lugano and enters Lake Maggiore here. The village has a lakefront with a beach and small harbour, a compact centre and districts climbing the hills behind, among woods and houses with lake views. Luino station and the Swiss border are close.

Many residents work in Switzerland, in the canton of Ticino, as cross-border commuters. Buyers choose between flats in blocks near the lake, often also used as second homes, houses on the hillside, quieter but with steep roads, and older homes in the historic core. On the hill, aspect, access and retaining walls count; near the lake, damp and cellars. Average declared incomes are well below the average for the province of Varese.

In 2023 there were 3,721 residents, almost unchanged since 2011 according to Istat, the national statistics office (down 0.1%). The average age of 46.5 matches the provincial 46.5, and over-65s make up 24.0%. Foreign residents account for 7.3%.

Seismic hazard is low: all 136 municipalities in the province are in zone 4 of the Civil Protection classification, with an expected acceleration of about 0.041 g. Climate zone E means cold winters, slightly softened by the lake.

The Revenue Agency (Agenzia delle Entrate) publishes cadastral maps. Lake Maggiore can rise after long spells of rain, and the mouth of the Tresa is low ground; on the hills behind the village the slopes are steep. The report checks the flood and landslide maps for the address.

Key points

  • Lombard shore of Lake Maggiore, next to Luino.
  • 3,721 residents in 2023, average age 46.5.
  • All 136 municipalities in the province in seismic zone 4.
  • Lake and Tresa mouth: check the flood map.

Overview

Germignaga is a municipality in the province of Varese, in Lombardia. At the end of 2023 it had 3,721 residents, ranked 64 of 136 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Germignaga is in seismic zone 4, the lowest-risk zone, where strong earthquakes are very rare. All 136 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.041 g, a low value: the level with a 10% probability of being exceeded in 50 years, on rock.

In zone 4 the risk is low, but for an older building it is still worth asking about the state of the structure.

Population

Compared with the 2011 census, the number of residents is nearly unchanged. The estimated average age is 46 years, in line with the province. 24% of residents are over 65 (the regional figure is 24%). Foreign residents make up 7.3% of the population. On average, a household has 2.1 members.

Income and climate

In tax year 2024, taxpayers in Germignaga declared an average taxable income of 20,052 euros, below the provincial average (27,186 euros). The Italian average is 24,895 euros.

Germignaga is in climate zone E, with 2,433 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 204 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Germignaga has 3 schools and 1 pharmacy. The Overture Maps data also lists 2 grocery shops and supermarkets, 4 sports facilities and 1 green area.

The data shows no healthcare facilities within the municipality, against a provincial average of 0.7 per 1,000 residents.

Public transport

The open timetables available for the area do not list any stops within the territory of Germignaga.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 21.5% of the land in Germignaga, compared with 21.1% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Germignaga is not among the radon priority areas designated by the Regione Lombardia in 2023. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Germignaga.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Germignaga: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Germignaga are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 21 inhabited census areas in Germignaga. Half of the residents live in areas scoring 62 or more.

Residents by band

  • fair 65.9%
  • good 34.1%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 012076. The text on this page is generated automatically from the data.