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Gaverina Terme: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Gaverina Terme

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Giuseppe Garibaldi 1, Gaverina Terme.

Gaverina Terme, a hillside village above the Val Cavallina

The name recalls the mineral water springs that gave Gaverina its modest fame as a spa. The village sits halfway up the hillside, at about 600 metres, above the floor of the Val Cavallina, with houses gathered in the centre and a few clusters scattered among meadows and woods. A mountain road climbs up from the valley, and Bergamo remains the reference point for work and services.

For buyers, the raised position means cooler air and views over the valley, but also sloping roads and a few extra minutes every day to get down. Houses range from old stone buildings in the centre to newer detached homes. The climate is zone E: cold winters, with possible snow.

Gaverina has more residents than in 2011: 884 in 2023, up 1.5% according to Istat, the national statistics institute. A significant share of the population is foreign, 21.7%. The estimated average age is 45.9, against 45.2 in the province, and over-65s are 25.2%. Declared incomes are below the provincial average.

All 243 municipalities in the province of Bergamo are in seismic zone 3 of the Civil Protection classification; here the expected ground acceleration is about 0.116 g. In stone houses in the centre, ask whether the roof has been rebuilt with a reinforced ring beam and whether the floors have been strengthened.

Landslide and rockfall hazard on the slopes is checked address by address on the official maps the report consults. The Revenue Agency publishes the cadastral maps, so the land parcel can be traced.

Key points

  • Hillside village above the Val Cavallina, at about 600 metres.
  • Residents up 1.5% since 2011.
  • Foreign residents at 21.7% of the population.
  • Seismic zone 3, like all 243 municipalities around Bergamo.

Overview

Gaverina Terme is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 884 residents, ranked 197 of 243 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Gaverina Terme is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.116 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has grown by 1.5%. The estimated average age is 46 years, in line with the province. 25% of residents are over 65 (the regional figure is 24%). Foreign residents make up 21.7% of the population. On average, a household has 2.1 members.

Income and climate

In tax year 2024, taxpayers in Gaverina Terme declared an average taxable income of 21,487 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.

Gaverina Terme is in climate zone E, with 2,920 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 599 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Gaverina Terme has 2 schools. The Overture Maps data also lists 2 sports facilities.

The data shows no pharmacies within the municipality, against a provincial average of 0.3 per 1,000 residents.

Public transport

The open timetables available for the area do not list any stops within the territory of Gaverina Terme.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 7.4% of the land in Gaverina Terme, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Gaverina Terme is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is low. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Gaverina Terme.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Gaverina Terme: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Gaverina Terme are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 9 inhabited census areas in Gaverina Terme. Half of the residents live in areas scoring 62 or more.

Residents by band

  • fair 100.0%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016110. The text on this page is generated automatically from the data.