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Fino del Monte: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Fino del Monte

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Guglielmo Marconi 1, Fino del Monte.

Fino del Monte, on the Clusone plateau below the Presolana

On the Clusone plateau, at around 700 metres, Fino del Monte is a village in the upper Val Seriana on the road up to the Presolana pass. It is surrounded by meadows, woods and the mountains that close off the valley; Clusone, a few minutes away, is where you find secondary schools, shops and services.

The population is steady: Istat, the national statistics office, counted 1,141 residents in 2023, up 0.9% on 2011. Over-65s are 25.7%, more than the 22.5% of the province of Bergamo, and the average age is 46.4. Foreign residents make up 3.6%. Declared incomes are below the provincial average.

Alongside the homes of year-round residents there are holiday homes used in summer and in winter, when snow brings skiers to the Presolana. If you are buying a flat in a holiday block, ask about the service charges (spese condominiali) and the condition of the roof and façades; in a detached house insulation matters most, as this is climate zone F, with long, cold winters.

Like all 243 municipalities in the province of Bergamo, Fino del Monte is in seismic zone 3 on the Civil Protection Department scale, and expected ground acceleration in the village is 0.085 g. The hazard is low, but for an old building a structural check is still worthwhile.

The Revenue Agency (Agenzia delle Entrate) publishes cadastral maps, and the report finds the land parcel from the address. On the slopes, gradient and landslide hazard are read on the official maps for each house.

Key points

  • Clusone plateau, on the road to the Presolana.
  • 1,141 residents, up 0.9% since 2011.
  • Seismic zone 3, like all 243 municipalities in the province.
  • Climate zone F: insulation and heating matter.

Overview

Fino del Monte is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 1,141 residents, ranked 176 of 243 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Fino del Monte is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.085 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the number of residents is nearly unchanged. The estimated average age is 46 years, in line with the province. 26% of residents are over 65 (the regional figure is 24%). Foreign residents make up 3.6% of the population. On average, a household has 2.2 members.

Income and climate

In tax year 2024, taxpayers in Fino del Monte declared an average taxable income of 23,978 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.

Fino del Monte is in climate zone F, with 3,074 heating degree days, with no limits on when heating may be used. The same table puts the town hall at 700 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Fino del Monte has 2 schools and 1 pharmacy.

The data shows no grocery shops and supermarkets within the municipality, against a provincial average of 0.5 per 1,000 residents.

Public transport

The open timetables available for the area do not list any stops within the territory of Fino del Monte.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 6.9% of the land in Fino del Monte, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Fino del Monte is one of the municipalities designated as a radon priority area by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is high. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Fino del Monte.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Fino del Monte: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Fino del Monte are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 8 inhabited census areas in Fino del Monte. Half of the residents live in areas scoring 64 or more.

Residents by band

  • fair 73.7%
  • good 26.3%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016099. The text on this page is generated automatically from the data.