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Endine Gaiano: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Endine Gaiano

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via del Tonale e della Mendola 1, Endine Gaiano.

Endine Gaiano, the lake at the top of Val Cavallina

Lake Endine fills the floor of Val Cavallina, the valley that climbs from Bergamo towards Lake Iseo, and Endine Gaiano covers its northern end. The municipality is a string of hamlets spread between the shore and the hillsides, with homes at around 400 metres, woods behind them and meadows on the flat valley floor. The main road through the valley links it to Bergamo in one direction and towards Lovere in the other, and it is the road commuters use.

For buyers, location is what matters. Near the lake there are detached houses and homes with a view, on the slopes narrower roads and steeper plots, and in the old centres stone houses that need renovating. The open public transport data show no stops at all, so plan on having a car and check from the address how far schools and shops are.

In 2023 there were 3,435 residents, down 2.4% since 2011 (84 fewer people), according to Istat, the national statistics office. The average age is 45.9, slightly above 45.2 for the province, and over-65s make up 22.2%. Foreign nationals are 12.2% of residents. Declared incomes are below the Bergamo average.

All 243 municipalities in the province of Bergamo are in seismic zone 3 on the national scale set by the Civil Protection Department, and here the expected ground acceleration in the built-up area is about 0.113 g. With an old stone house, ask whether the roof and floors have been redone and with what materials.

On the slopes and in the small gullies running down to the lake, the report checks landslide and flood maps for the exact address. Cadastral maps from the Revenue Agency (Agenzia delle Entrate) are available.

Key points

  • Hamlets between the north shore of Lake Endine and the hillsides.
  • 3,435 residents in 2023, down 2.4% since 2011.
  • Seismic zone 3, like the whole province of Bergamo.
  • No public transport stops in the data: you will need a car.

Overview

Endine Gaiano is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 3,435 residents, ranked 112 of 243 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Endine Gaiano is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.113 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has fallen by 2.4%. The estimated average age is 46 years, in line with the province. 22% of residents are over 65 (the regional figure is 24%). Foreign residents make up 12.2% of the population. On average, a household has 2.2 members.

Income and climate

In tax year 2024, taxpayers in Endine Gaiano declared an average taxable income of 23,023 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.

Endine Gaiano is in climate zone E, with 2,612 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 382 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Endine Gaiano has 3 schools and 1 pharmacy. The Overture Maps data also lists 2 grocery shops and supermarkets, 3 healthcare facilities and 1 sports facility.

There are 0.9 healthcare facilities per 1,000 residents, more than the province average (0.5).

Public transport

The open timetables available for the area do not list any stops within the territory of Endine Gaiano.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 7.0% of the land in Endine Gaiano, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Endine Gaiano is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Endine Gaiano.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Endine Gaiano: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Endine Gaiano are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 31 inhabited census areas in Endine Gaiano. Half of the residents live in areas scoring 61 or more.

Residents by band

  • fair 54.8%
  • good 45.2%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016093. The text on this page is generated automatically from the data.