Cremia: what to know before buying a home
A municipality in the province of Como, Lombardia. Official data on earthquakes, population, services and transport.
Liveability index free for any address
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Search for an address in Cremia
The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.
For example: Frazione Semurano 5, Cremia.
Cremia, on the western shore of upper Lake Como
Cremia climbs from the western shore of Lake Como towards the mountains, on the upper part of the lake, with its town hall at around 320 metres and houses spread in small clusters between the lakefront and the hillside. Below runs the Regina road, which follows the whole shore and is the main link for residents towards Como and towards the Valtellina.
Lake-view houses are why many people look at Cremia, but they need a practical eye. Access is often steep, parking is scarce and the lanes between the hamlets are narrow. On the hillside the report measures slope and elevation and reads the official landslide hazard maps; near the shore and the streams that come down from the mountain it also checks flooding and debris flows, address by address.
The population is almost steady: 697 residents in 2023, 12 fewer than in 2011. It is older than the province, though, with an average age of 49.6 against 46.3 and over-65s at 30.1% against 24.1%. Average declared income is below the provincial average.
Earthquakes are not a particular concern: all 147 municipalities in the province of Como are in seismic zone 4, the lowest in the Civil Protection (Protezione Civile) classification, and here the expected ground acceleration is about 0.041 g. In a house close to the water, damp, the state of the roof and of walls against the hillside matter more, as does the cost of building work where materials arrive along narrow roads.
The Revenue Agency (Agenzia delle Entrate) cadastral maps are published: the report traces the address to its land parcel, which helps to understand the boundaries and access of terraced houses and plots.
Key points
- Upper Lake Como municipality on the western shore, along the Regina road.
- Over-65s at 30.1%, against 24.1% in the province.
- All 147 municipalities in the province in seismic zone 4.
- On the hillside and near streams, landslides and debris flows need checking.
Overview
Cremia is a municipality in the province of Como, in Lombardia. At the end of 2023 it had 697 residents, ranked 114 of 147 municipalities in the province.
Earthquakes
For Italy's Civil Protection Department, Cremia is in seismic zone 4, the lowest-risk zone, where strong earthquakes are very rare. All 147 municipalities in the province are in the same zone.
In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.041 g, a low value: the level with a 10% probability of being exceeded in 50 years, on rock.
In zone 4 the risk is low, but for an older building it is still worth asking about the state of the structure.
Population
Compared with the 2011 census, the resident population has fallen by 1.7%. The estimated average age is 50 years, higher than the province average (46). 30% of residents are over 65 (the regional figure is 24%). Foreign residents make up 4.0% of the population. On average, a household has 2.1 members.
Income and climate
In tax year 2024, taxpayers in Cremia declared an average taxable income of 19,579 euros, below the provincial average (26,761 euros). The Italian average is 24,895 euros.
Cremia is in climate zone E, with 2,528 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 323 metres above sea level.
Services
In the official Ministry of Education and Ministry of Health lists, Cremia has 1 school.
The data shows no pharmacies within the municipality, against a provincial average of 0.3 per 1,000 residents.
Public transport
The open timetables available for the area do not list any stops within the territory of Cremia.
How built-up it is
Buildings, roads, car parks and other sealed surfaces cover 4.1% of the land in Cremia, compared with 12.3% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.
Radon and contaminated sites
Cremia is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.
Official databases list no contaminated sites in Cremia.
Landslides and flooding
Landslide and flood hazard changes from one street to the next even within Cremia: the report checks the address against the ISPRA maps.
House prices
The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.
Land registry
The cadastral maps for Cremia are public: from the address the report finds the sheet and parcel number.
Liveability area by area
The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 12 inhabited census areas in Cremia. Half of the residents live in areas scoring 60 or more.
Residents by band
- modest 11.0%
- fair 89.0%
Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.
The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out
Data sources
- Seismic classification of municipalities, Dipartimento della Protezione Civile. Licence CC BY 4.0, updated to 2025-05.
- MPS04 seismic hazard model, INGV. Licence CC BY 4.0, 2004 model.
- Data by census section, Istat. Licence CC BY 4.0, residents at the end of 2023, compared with the 2011 census.
- Places, Overture Maps Foundation. Licence CDLA Permissive 2.0 and others depending on provider, release 2026-10-21.0.
- Public transport timetables (GTFS): Trenord, Regione Lombardia - Trenord, orari ferroviari (GTFS). Licence CC BY 4.0, version 20261111.
- Income and main IRPEF variables by municipality, MEF, Dipartimento delle Finanze. Licence CC BY 3.0 IT, tax year 2024.
- Climate zones and heating degree days of municipalities (Presidential Decree 412/1993, Annex A), Normattiva. Licence CC BY 4.0, current text.
- Land take, territorial dynamics and ecosystem services, ISPRA e SNPA. Licence CC BY 4.0, 2024 data.
- Predictive radon map by municipality, ISPRA. Licence CC BY 4.0, version 2022-11.
- Radon priority areas (Legislative Decree 101/2020), Regione Lombardia, national list compiled by ARPA Lombardia. Licence Atto pubblico (art. 5 L. 633/1941), 2023.
- Contaminated sites, Regione Lombardia. Licence CC0 1.0 (pubblico dominio), updated to 15 November 2026.
- Liveability index by census area, Vicinalia, from the data in the report sections. Licence CC BY-SA 4.0, worked out on 30 September 2026.
- List of Italian municipalities, Istat. Licence CC BY 4.0, updated to 21 February 2026.
ISTAT code 013083. The text on this page is generated automatically from the data.