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Credaro: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Credaro

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Roma 1, Credaro.

Credaro, between the lower Sebino and Val Calepio

Credaro is a municipality in the province of Bergamo south of Lake Iseo, in the area between the lower Sebino (the local name for the lake) and Val Calepio, where the last hills drop towards the Oglio valley. It is a landscape of small industries, warehouses and residential streets grown up next to the old village cores, with vineyards on the hills behind. For commuters heading to Bergamo or Brescia, the A4 motorway exits at Grumello and Palazzolo are close.

The figures describe a young town. Istat, the national statistics office, counted 3,530 residents in 2023, up 5.8% since 2011, with an average age of 42.5 against 45.2 in the province and over-65s at 17.1%, far below the provincial 22.5%. Foreign residents make up 17.3%, a high share for the province. Households average 2.52 people.

Homes are flats in small blocks, terraced houses and detached houses, often recent; in the older parts there are traditional courtyard houses to renovate. Land take is high for a municipality of this size, and on some streets homes and industrial sites sit side by side, so it is worth looking at what surrounds the address. Local services are few, 14 in total in the Overture data, including 2 school sites and 1 pharmacy.

All 243 municipalities in the province of Bergamo are in seismic zone 3 on the Civil Protection Department scale (the national emergency agency). In Credaro the expected acceleration is about 0.133 g, a figure to keep in mind for older masonry houses.

The Revenue Agency (Agenzia delle Entrate) publishes the cadastral maps and the report reaches the plot from the address. Small streams run between the hills and the valley floor: for lower-lying houses check flooding, for those on slopes check landslides.

Key points

  • Lower Sebino and Val Calepio, near the A4 exits at Grumello and Palazzolo.
  • 3,530 residents in 2023, up 5.8% since 2011.
  • Over-65s at 17.1%, foreign residents at 17.3%.
  • All 243 Bergamo municipalities in seismic zone 3.

Overview

Credaro is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 3,530 residents, ranked 111 of 243 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Credaro is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.133 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has grown by 5.8%. The estimated average age is 42 years, lower than the province average (45). 17% of residents are over 65 (the regional figure is 24%). Foreign residents make up 17.3% of the population. On average, a household has 2.5 members.

Income and climate

In tax year 2024, taxpayers in Credaro declared an average taxable income of 25,769 euros, in line with the province (26,939 euros). The Italian average is 24,895 euros.

Credaro is in climate zone E, with 2,389 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 225 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Credaro has 2 schools and 1 pharmacy. The Overture Maps data also lists 1 grocery shop and 1 healthcare facility.

There are 0.3 healthcare facilities per 1,000 residents, fewer than the province average (0.5).

Public transport

The open timetables available for the area do not list any stops within the territory of Credaro.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 26.0% of the land in Credaro, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Credaro is not among the radon priority areas designated by the Regione Lombardia in 2023. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Credaro.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Credaro: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Credaro are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 14 inhabited census areas in Credaro. Half of the residents live in areas scoring 61 or more.

Residents by band

  • fair 100.0%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016088. The text on this page is generated automatically from the data.