Cermenate: what to know before buying a home
A municipality in the province of Como, Lombardia. Official data on earthquakes, population, services and transport.
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Search for an address in Cermenate
The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.
For example: Via Giovanni Battista Scalabrini 1, Cermenate.
Cermenate, southern Como province between Cantù and Lomazzo
In the southern part of the province of Como, where the last hills give way to the plain running down to Milan, Cermenate has grown into an almost continuous built-up area with its neighbours, from Cantù to Lomazzo. The municipality also includes the hamlet of Asnago. A large share of its land is covered by houses, roads and business parks, which is high for a place of this size, and few open fields are left.
Buyers here often work in Como, in Brianza or around Milan. The A9 motorway between Milan and Como runs a few kilometres away, which makes driving fairly easy outside rush hour. The market offers blocks of flats from the 1970s and 1980s, newer detached houses and a few courtyard houses in the old core, and conditions can change a lot from one street to the next.
At the end of 2023 there were 9,388 residents, up 4.0% on 2011, or 365 more people. By population Cermenate ranks 10 in the province. The average age of 46.0 is almost the same as the provincial 46.3, and foreign residents make up 6.4%. Declared incomes are in line with the provincial average, marginally above it.
Earthquake hazard is low. All 147 municipalities in the province of Como are in seismic zone 4, the lowest class set by the Civil Protection Department, and expected ground acceleration in Cermenate is about 0.042 g. What matters more is the condition of the building, its energy rating given the cold winters (climate zone E) and, in a block of flats, running costs and any works already approved: the minutes of recent owners' meetings are worth reading.
The Revenue Agency (Agenzia delle Entrate) publishes the cadastral maps, so the report finds the plot from the address and checks the official landslide and flood maps there. It also measures the distance to local services; the town has 6 schools and education sites and 7 supermarkets.
Key points
- Between Cantù and Lomazzo, a few kilometres from the A9 motorway.
- 9,388 residents, up 4.0% since 2011.
- The whole province of Como is in seismic zone 4.
- Densely built area with little open land left.
Overview
Cermenate is a municipality in the province of Como, in Lombardia. At the end of 2023 it had 9,388 residents, among the most populous in the province (10 of 147).
Earthquakes
For Italy's Civil Protection Department, Cermenate is in seismic zone 4, the lowest-risk zone, where strong earthquakes are very rare. All 147 municipalities in the province are in the same zone.
In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.042 g, a low value: the level with a 10% probability of being exceeded in 50 years, on rock.
In zone 4 the risk is low, but for an older building it is still worth asking about the state of the structure.
Population
Compared with the 2011 census, the resident population has grown by 4.0%. The estimated average age is 46 years, in line with the province. 23% of residents are over 65 (the regional figure is 24%). Foreign residents make up 6.4% of the population. On average, a household has 2.3 members.
Income and climate
In tax year 2024, taxpayers in Cermenate declared an average taxable income of 26,907 euros, in line with the province (26,761 euros). The Italian average is 24,895 euros.
Cermenate is in climate zone E, with 2,491 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 297 metres above sea level.
Services
In the official Ministry of Education and Ministry of Health lists, Cermenate has 6 schools and 2 pharmacies. The Overture Maps data also lists 7 grocery shops and supermarkets, 8 healthcare facilities, 4 sports facilities and 2 parks and green areas.
There are 0.7 grocery shops and supermarkets per 1,000 residents, more than the province average (0.5).
Public transport
The open timetables available for the area do not list any stops within the territory of Cermenate.
How built-up it is
Buildings, roads, car parks and other sealed surfaces cover 32.4% of the land in Cermenate, compared with 12.3% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.
Radon and contaminated sites
Cermenate is not among the radon priority areas designated by the Regione Lombardia in 2023. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.
Official databases list no open contaminated sites in Cermenate; 2 have been cleaned up or closed.
Landslides and flooding
Landslide and flood hazard changes from one street to the next even within Cermenate: the report checks the address against the ISPRA maps.
House prices
The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.
Land registry
The cadastral maps for Cermenate are public: from the address the report finds the sheet and parcel number.
Liveability area by area
The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 32 inhabited census areas in Cermenate. Half of the residents live in areas scoring 72 or more.
Residents by band
- fair 5.4%
- good 85.5%
- very good 9.0%
Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.
The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out
Data sources
- Seismic classification of municipalities, Dipartimento della Protezione Civile. Licence CC BY 4.0, updated to 2025-05.
- MPS04 seismic hazard model, INGV. Licence CC BY 4.0, 2004 model.
- Data by census section, Istat. Licence CC BY 4.0, residents at the end of 2023, compared with the 2011 census.
- Places, Overture Maps Foundation. Licence CDLA Permissive 2.0 and others depending on provider, release 2026-10-21.0.
- Public transport timetables (GTFS): Trenord, Regione Lombardia - Trenord, orari ferroviari (GTFS). Licence CC BY 4.0, version 20261111.
- Income and main IRPEF variables by municipality, MEF, Dipartimento delle Finanze. Licence CC BY 3.0 IT, tax year 2024.
- Climate zones and heating degree days of municipalities (Presidential Decree 412/1993, Annex A), Normattiva. Licence CC BY 4.0, current text.
- Land take, territorial dynamics and ecosystem services, ISPRA e SNPA. Licence CC BY 4.0, 2024 data.
- Predictive radon map by municipality, ISPRA. Licence CC BY 4.0, version 2022-11.
- Radon priority areas (Legislative Decree 101/2020), Regione Lombardia, national list compiled by ARPA Lombardia. Licence Atto pubblico (art. 5 L. 633/1941), 2023.
- Contaminated sites, Regione Lombardia. Licence CC0 1.0 (pubblico dominio), updated to 15 November 2026.
- Liveability index by census area, Vicinalia, from the data in the report sections. Licence CC BY-SA 4.0, worked out on 30 September 2026.
- List of Italian municipalities, Istat. Licence CC BY 4.0, updated to 21 February 2026.
ISTAT code 013064. The text on this page is generated automatically from the data.