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Cerete: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Cerete

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Antonio Locatelli 1, Cerete.

Cerete, in the Val Borlezza between Clusone and Lake Iseo

Cerete lies in the Val Borlezza, the valley running down from the Clusone plateau towards Lake Iseo, at over 600 metres. The municipality is split into separate settlements, with meadows, woods and mountains all around; Clusone is close for services and schools, while Bergamo and the plain are further, reached by car along the Val Seriana.

It is a mountain place lived in all year round, with some houses used for holidays. Buyers find stone houses in the old cores, villas and small blocks of flats. Sun exposure, winter access in snow and ice, and heating costs all matter, in climate zone E with long winters.

There are 1,648 residents (2023), essentially unchanged since 2011 (+0.1%) according to Istat, the national statistics office. The average age is 46.8, against 45.2 for the province of Bergamo, with over-65s at 24.9% and foreign residents at 4.3%. Declared incomes are below the provincial average.

All 243 municipalities in the province of Bergamo are in seismic zone 3, and in Cerete the expected ground acceleration in the built-up area is 0.092 g, a moderate level. For stone houses, ask about the state of the roof and timber floors, often the weak point of mountain buildings.

The Revenue Agency publishes the cadastral maps. The report finds the land parcel from the address and checks the official landslide and flood maps, to be read carefully on the slopes and near the Borlezza stream.

Key points

  • Val Borlezza village, between Clusone and Lake Iseo.
  • Residents stable since 2011, average age 46.8.
  • All 243 municipalities in the province in seismic zone 3.
  • Mountain living: winter access and heating to weigh up.

Overview

Cerete is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 1,648 residents, ranked 158 of 243 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Cerete is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.092 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the number of residents is nearly unchanged. The estimated average age is 47 years, higher than the province average (45). 25% of residents are over 65 (the regional figure is 24%). Foreign residents make up 4.3% of the population. On average, a household has 2.2 members.

Income and climate

In tax year 2024, taxpayers in Cerete declared an average taxable income of 22,097 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.

Cerete is in climate zone E, with 2,949 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 612 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Cerete has 2 schools and 2 pharmacies. The Overture Maps data also lists 2 grocery shops and supermarkets.

The data shows no healthcare facilities within the municipality, against a provincial average of 0.5 per 1,000 residents.

Public transport

The open timetables available for the area do not list any stops within the territory of Cerete.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 4.2% of the land in Cerete, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Cerete is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Cerete.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Cerete: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Cerete are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 14 inhabited census areas in Cerete. Half of the residents live in areas scoring 61 or more.

Residents by band

  • fair 100.0%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016071. The text on this page is generated automatically from the data.