Cadrezzate con Osmate: what to know before buying a home
A municipality in the province of Varese, Lombardia. Official data on earthquakes, population, services and transport.
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Search for an address in Cadrezzate con Osmate
The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.
For example: Via Solferino 4, Cadrezzate con Osmate.
Cadrezzate con Osmate, two villages on Lake Monate
The municipality was formed by merging Cadrezzate and Osmate, two villages on the shores of Lake Monate, a small, quiet lake in the province of Varese, valued for swimming and for the absence of motorboat traffic. Lake Maggiore is a little further west and Varese is about twenty minutes by car, in a landscape of low hills and woodland.
Buyers choose between the detached houses and homes with gardens in the two villages, flats in small developments and, more rarely, properties near the shore, which are few. Many residents work around Varese, Gallarate or towards Malpensa airport and Milan. The data show no public transport stops inside the municipality, so the car is the norm.
Istat, Italy's statistics office, counts 2,666 residents (2023), up 2.9% since 2011. The average age is 45.5 against 46.5 in the province, over-65s make up 22.3% and foreign residents 11.8%.
Earthquake risk is minimal. The municipality is in seismic zone 4, the lowest, like all 135 other municipalities in the province of Varese, with an expected ground acceleration of 0.039 g. It is more useful to check the energy rating and damp, especially in houses near the lake or among the woods.
Between the shore and the small streams, the report checks the official flood maps at the address, along with the landslide maps for the hills. The Revenue Agency (Agenzia delle Entrate) cadastre is published and links the address to its land parcel.
Key points
- Two merged villages on the shores of Lake Monate
- 2,666 residents, up 2.9% since 2011
- Seismic zone 4, the lowest, acceleration 0.039 g
- Few homes on the shore, a car is needed
Overview
Cadrezzate con Osmate is a municipality in the province of Varese, in Lombardia. At the end of 2023 it had 2,666 residents, ranked 83 of 136 municipalities in the province.
Earthquakes
For Italy's Civil Protection Department, Cadrezzate con Osmate is in seismic zone 4, the lowest-risk zone, where strong earthquakes are very rare. All 136 municipalities in the province are in the same zone.
In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.039 g, a low value: the level with a 10% probability of being exceeded in 50 years, on rock.
In zone 4 the risk is low, but for an older building it is still worth asking about the state of the structure.
Population
Compared with the 2011 census, the resident population has grown by 2.9%. The estimated average age is 45 years, in line with the province. 22% of residents are over 65 (the regional figure is 24%). Foreign residents make up 11.8% of the population. On average, a household has 2.2 members.
Income and climate
In tax year 2024, taxpayers in Cadrezzate con Osmate declared an average taxable income of 26,982 euros, in line with the province (27,186 euros). The Italian average is 24,895 euros.
Cadrezzate con Osmate is in climate zone E, with 2,585 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 333 metres above sea level.
Services
In the official Ministry of Education and Ministry of Health lists, Cadrezzate con Osmate has 2 schools and 1 pharmacy. The Overture Maps data also lists 3 grocery shops and supermarkets and 2 sports facilities.
The data shows no healthcare facilities within the municipality, against a provincial average of 0.7 per 1,000 residents.
Public transport
The open timetables available for the area do not list any stops within the territory of Cadrezzate con Osmate.
How built-up it is
Buildings, roads, car parks and other sealed surfaces cover 13.5% of the land in Cadrezzate con Osmate, compared with 21.1% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.
Radon and contaminated sites
Cadrezzate con Osmate is not among the radon priority areas designated by the Regione Lombardia in 2023. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.
Official databases list no contaminated sites in Cadrezzate con Osmate.
Landslides and flooding
Landslide and flood hazard changes from one street to the next even within Cadrezzate con Osmate: the report checks the address against the ISPRA maps.
House prices
The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.
Land registry
The cadastral maps for Cadrezzate con Osmate are public: from the address the report finds the sheet and parcel number.
Liveability area by area
The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 13 inhabited census areas in Cadrezzate con Osmate. Half of the residents live in areas scoring 66 or more.
Residents by band
- fair 34.0%
- good 66.0%
Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.
The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out
Data sources
- Seismic classification of municipalities, Dipartimento della Protezione Civile. Licence CC BY 4.0, updated to 2025-05.
- MPS04 seismic hazard model, INGV. Licence CC BY 4.0, 2004 model.
- Data by census section, Istat. Licence CC BY 4.0, residents at the end of 2023, compared with the 2011 census.
- Places, Overture Maps Foundation. Licence CDLA Permissive 2.0 and others depending on provider, release 2026-10-21.0.
- Public transport timetables (GTFS): Trenord, Regione Lombardia - Trenord, orari ferroviari (GTFS). Licence CC BY 4.0, version 20261111.
- Income and main IRPEF variables by municipality, MEF, Dipartimento delle Finanze. Licence CC BY 3.0 IT, tax year 2024.
- Climate zones and heating degree days of municipalities (Presidential Decree 412/1993, Annex A), Normattiva. Licence CC BY 4.0, current text.
- Land take, territorial dynamics and ecosystem services, ISPRA e SNPA. Licence CC BY 4.0, 2024 data.
- Predictive radon map by municipality, ISPRA. Licence CC BY 4.0, version 2022-11.
- Radon priority areas (Legislative Decree 101/2020), Regione Lombardia, national list compiled by ARPA Lombardia. Licence Atto pubblico (art. 5 L. 633/1941), 2023.
- Contaminated sites, Regione Lombardia. Licence CC0 1.0 (pubblico dominio), updated to 15 November 2026.
- Liveability index by census area, Vicinalia, from the data in the report sections. Licence CC BY-SA 4.0, worked out on 30 September 2026.
- List of Italian municipalities, Istat. Licence CC BY 4.0, updated to 21 February 2026.
ISTAT code 012143. The text on this page is generated automatically from the data.