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Bellagio: what to know before buying a home

A municipality in the province of Como, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Bellagio

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Valassina 1, Bellagio.

Bellagio, the point between Lake Como's two arms

The centre of Bellagio stands on the tip of the headland where Lake Como splits into the Como arm and the Lecco arm. From here boats and car ferries link the western shore and Varenna, while by road Como and Lecco are reached along the shores, on slow and winding routes. In 2014 the municipality merged with Civenna, higher up on the ridge towards the Valassina, so it now includes both lakeside and hillside villages.

International tourism drives the economy of the centre: hotels, restaurants and historic villas with their gardens, such as Villa Serbelloni and Villa Melzi. The services data show 20.89 food and drink outlets per 1,000 residents, against 4.46 across the province of Como. For buyers, location is everything: a flat in the lakeside village, a house in the hill hamlets or a home in former Civenna are different markets, with views, access and parking changing from one spot to the next. Average declared incomes are above the provincial average.

According to Istat, the national statistics office, there were 3,591 residents in 2023, down 5.4% on 2011, and the population is older: an average age of 49.8 against 46.3 in the province, with over-65s at 29.3%. Foreign residents account for 8.7%.

Earthquakes carry little weight: all 147 municipalities in the province are in seismic zone 4, the lowest on the Civil Protection Department's scale, and the expected ground acceleration here is about 0.042 g. In houses near the water, damp, the state of the facades and, for historic buildings, restrictions on works matter more.

On the steep slopes above the lake the report looks at the landslide maps, and on the shore at the maps of lake flooding. The Revenue Agency (Agenzia delle Entrate) publishes the cadastral maps, so the address leads to the land parcel.

Key points

  • Tip of the headland between the Como and Lecco arms.
  • 20.89 food outlets per 1,000 residents, against 4.46.
  • Average age 49.8, over-65s at 29.3%.
  • Seismic zone 4: on the shore, damp and lake floods count.

Overview

Bellagio is a municipality in the province of Como, in Lombardia. At the end of 2023 it had 3,591 residents, ranked 52 of 147 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Bellagio is in seismic zone 4, the lowest-risk zone, where strong earthquakes are very rare. All 147 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.042 g, a low value: the level with a 10% probability of being exceeded in 50 years, on rock.

In zone 4 the risk is low, but for an older building it is still worth asking about the state of the structure.

Population

Compared with the 2011 census, the resident population has fallen by 5.4%. The estimated average age is 50 years, higher than the province average (46). 29% of residents are over 65 (the regional figure is 24%). Foreign residents make up 8.7% of the population. On average, a household has 2.1 members.

Income and climate

In tax year 2024, taxpayers in Bellagio declared an average taxable income of 30,901 euros, above the provincial average (26,761 euros). The Italian average is 24,895 euros.

Bellagio is in climate zone E, with 2,259 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 229 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Bellagio has 6 schools and 3 pharmacies. The Overture Maps data also lists 4 grocery shops and supermarkets, 1 healthcare facility, 1 sports facility and 6 parks and green areas.

There are 0.8 pharmacies per 1,000 residents, more than the province average (0.3).

Public transport

The open timetables available for the area do not list any stops within the territory of Bellagio.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 6.1% of the land in Bellagio, compared with 12.3% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Bellagio is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list one contaminated site, or site still under investigation, in Bellagio, and one more has been cleaned up or closed. The report tells you whether one is close to the address.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Bellagio: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Bellagio are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 35 inhabited census areas in Bellagio. Half of the residents live in areas scoring 65 or more.

Residents by band

  • fair 36.8%
  • good 63.1%
  • very good 0.1%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 013250. The text on this page is generated automatically from the data.