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Vertova: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Vertova

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via San Rocco 1, Vertova.

Vertova, a village of the middle Val Seriana and its side valley

Vertova lies in the middle Val Seriana, on the Serio river, at the mouth of a side valley carved by a stream that shares the village's name. That valley, with its clear pools and waterfalls, draws plenty of people from around Bergamo in summer. The village has an old centre of tightly packed stone houses, which later grew with 20th-century neighbourhoods linked to the valley's textile and engineering factories.

For anyone working in Bergamo, the valley road is the main link, and the tram line into the city starts from Albino, further down the valley. Homes on offer range from flats in small blocks to village houses and stone farm buildings on the slopes; prices are lower than in the lower valley. The data lists 33 services in the village.

The population is falling and ageing. There are 4,347 residents, 10.3% fewer than in 2011; the average age is 47.8 against 45.2 for the province, and over-65s make up 27.7%, far more than the provincial average (22.5%). Foreign residents account for 7.8% and declared incomes are below the provincial average.

All 243 municipalities in the province of Bergamo are in seismic zone 3; in Vertova the expected ground acceleration is about 0.101 g. In the stone houses of the centre, the condition of roofs and floors and how the walls are tied together matter most.

In a narrow valley the most practical issues are water and slopes: floods from the Serio and the side stream, landslides and rockfall on the hillsides. The report reads the official maps for the exact address and measures elevation and gradient. The Revenue Agency's cadastral maps are published.

Key points

  • Middle Val Seriana, at the mouth of the Vertova stream valley.
  • 4,347 residents, down 10.3% since 2011.
  • Over-65s at 27.7%, above the provincial average.
  • Seismic zone 3; floods and landslides to check by address.

Overview

Vertova is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 4,347 residents, ranked 93 of 243 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Vertova is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.101 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has fallen by 10.3%. The estimated average age is 48 years, higher than the province average (45). 28% of residents are over 65 (the regional figure is 24%). Foreign residents make up 7.8% of the population. On average, a household has 2.2 members.

Income and climate

In tax year 2024, taxpayers in Vertova declared an average taxable income of 23,274 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.

Vertova is in climate zone E, with 2,607 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 397 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Vertova has 3 schools and 1 pharmacy. The Overture Maps data also lists 2 grocery shops and supermarkets, 2 healthcare facilities, 5 sports facilities and 1 green area.

There are 0.2 pharmacies per 1,000 residents, fewer than the province average (0.3).

Public transport

The open timetables available for the area do not list any stops within the territory of Vertova.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 7.2% of the land in Vertova, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Vertova is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Vertova.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Vertova: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Vertova are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 21 inhabited census areas in Vertova. Half of the residents live in areas scoring 70 or more.

Residents by band

  • fair 10.8%
  • good 89.2%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016234. The text on this page is generated automatically from the data.