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Valtorta: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Valtorta

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via Olimpiadi 1, Valtorta.

Valtorta, a mountain village in the upper Val Brembana

At the head of a side valley of the upper Val Brembana, Valtorta sits at about nine hundred and thirty metres, surrounded by meadows, woods and slopes rising towards the peaks of the Orobie Prealps. From the municipality you can reach the Piani di Bobbio ski area, which brings some winter activity to the valley. Otherwise it is a quiet place, far from the cities: Bergamo is the reference for the hospital, offices and secondary schools, and the Val Brembana road takes time.

Houses are stone and timber, in old clusters and scattered mountain huts, alongside a few apartment blocks or detached homes built for holidaymakers. Many are second homes. In climate zone F winter is long and snowy, so heating, insulation and snow clearing are the first things to weigh up. Average declared incomes are far lower than the average for the province of Bergamo.

Valtorta has lost many residents: in 2023 Istat, the national statistics office, counted 236, 56 fewer than the 292 of 2011, a drop of 19.2%. The estimated average age is 53.5, against 45.2 in the province, and over-65s make up 33.1%, compared with 22.5%. Foreign residents are a tiny share, 0.4%.

All 243 municipalities in the province of Bergamo are in seismic zone 3 of the Civil Protection classification; in Valtorta the expected ground acceleration is about 0.053 g, a low value. In the mountains, avalanches, landslides and torrents weigh more, and the report checks them for the address on the official maps, along with the gradient. Cadastral maps are published by the Revenue Agency (Agenzia delle Entrate).

Key points

  • Upper Val Brembana village near the Piani di Bobbio ski area.
  • Residents down 19.2% since 2011, now 236.
  • Over-65s at 33.1%, against 22.5% in the province.
  • All 243 Bergamo municipalities in seismic zone 3.

Overview

Valtorta is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 236 residents, among the smallest in the province (227 of 243).

Earthquakes

For Italy's Civil Protection Department, Valtorta is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.053 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has fallen by 19.2%. The estimated average age is 54 years, higher than the province average (45). 33% of residents are over 65 (the regional figure is 24%). Foreign residents make up 0.4% of the population. On average, a household has 1.9 members.

Income and climate

In tax year 2024, taxpayers in Valtorta declared an average taxable income of 19,106 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.

Valtorta is in climate zone F, with 3,397 heating degree days, with no limits on when heating may be used. The same table puts the town hall at 935 metres above sea level.

Services

The data shows no schools within the municipality, against a provincial average of 0.9 per 1,000 residents.

Public transport

The open timetables available for the area do not list any stops within the territory of Valtorta.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 1.0% of the land in Valtorta, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Valtorta is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list no contaminated sites in Valtorta.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Valtorta: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Valtorta are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 9 inhabited census areas in Valtorta. Half of the residents live in areas scoring 57 or more.

Residents by band

  • fair 100.0%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016229. The text on this page is generated automatically from the data.