Mornico al Serio: what to know before buying a home
A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.
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The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.
For example: Via Indipendenza 1, Mornico al Serio.
Mornico al Serio, the Bergamo plain towards Brescia
Mornico al Serio is a lowland municipality south-east of Bergamo, in the part of the province facing Brescia. The land is flat, at around 160 metres, shared between fields, industrial buildings and the village, which has grown around its old core with areas of detached houses and small blocks of flats. Residents often work in the firms of the plain, in Bergamo or along the Brescia and Milan corridor.
For buyers the main question is getting around. With no railway in the village, the car does almost everything, and rush-hour traffic on the provincial roads has to be factored in. Built-up land takes a significant share of the municipality, a sign of an area where homes and businesses sit side by side. Most houses date from recent decades, with a few old farm courtyards in the centre.
Istat, the national statistics office, counted 2,966 residents in 2023, up 2.6% since 2011, against the trend of many small municipalities. The average age of 43.6 is below the provincial 45.2 and over-65s make up 20.6%. Foreign nationals account for 15.4%, a high share even for the Bergamo area. Average incomes are below the provincial figure.
The municipality is in seismic zone 3, with an expected ground acceleration of 0.131 g. For a recent block or detached house, check that the design followed the rules in force at the time; for a courtyard house, have walls and floors inspected. Climate zone E brings cold, foggy winters. Irrigation channels cross the plain, and the report checks the official flood maps for the address.
Key points
- Plain south-east of Bergamo, towards Brescia.
- 2,966 residents, up 2.6% since 2011.
- Foreign nationals at 15.4%, average age 43.6.
- Seismic zone 3, acceleration 0.131 g.
Overview
Mornico al Serio is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 2,966 residents, ranked 126 of 243 municipalities in the province.
Earthquakes
For Italy's Civil Protection Department, Mornico al Serio is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.
In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.131 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.
Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.
Population
Compared with the 2011 census, the resident population has grown by 2.6%. The estimated average age is 44 years, lower than the province average (45). 21% of residents are over 65 (the regional figure is 24%). Foreign residents make up 15.4% of the population. On average, a household has 2.6 members.
Income and climate
In tax year 2024, taxpayers in Mornico al Serio declared an average taxable income of 23,750 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.
Mornico al Serio is in climate zone E, with 2,383 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 162 metres above sea level.
Services
In the official Ministry of Education and Ministry of Health lists, Mornico al Serio has 3 schools and 1 pharmacy. The Overture Maps data also lists 1 healthcare facility and 3 sports facilities.
The data shows no grocery shops and supermarkets within the municipality, against a provincial average of 0.5 per 1,000 residents.
Public transport
The open timetables available for the area do not list any stops within the territory of Mornico al Serio.
How built-up it is
Buildings, roads, car parks and other sealed surfaces cover 22.9% of the land in Mornico al Serio, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.
Radon and contaminated sites
Mornico al Serio is not among the radon priority areas designated by the Regione Lombardia in 2023. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.
Official databases list no contaminated sites in Mornico al Serio.
Landslides and flooding
Landslide and flood hazard changes from one street to the next even within Mornico al Serio: the report checks the address against the ISPRA maps.
House prices
The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.
Land registry
The cadastral maps for Mornico al Serio are public: from the address the report finds the sheet and parcel number.
Liveability area by area
The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 22 inhabited census areas in Mornico al Serio. Half of the residents live in areas scoring 61 or more.
Residents by band
- fair 100.0%
Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.
The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out
Data sources
- Seismic classification of municipalities, Dipartimento della Protezione Civile. Licence CC BY 4.0, updated to 2025-05.
- MPS04 seismic hazard model, INGV. Licence CC BY 4.0, 2004 model.
- Data by census section, Istat. Licence CC BY 4.0, residents at the end of 2023, compared with the 2011 census.
- Places, Overture Maps Foundation. Licence CDLA Permissive 2.0 and others depending on provider, release 2026-10-21.0.
- Public transport timetables (GTFS): Trenord, Regione Lombardia - Trenord, orari ferroviari (GTFS). Licence CC BY 4.0, version 20261111.
- Income and main IRPEF variables by municipality, MEF, Dipartimento delle Finanze. Licence CC BY 3.0 IT, tax year 2024.
- Climate zones and heating degree days of municipalities (Presidential Decree 412/1993, Annex A), Normattiva. Licence CC BY 4.0, current text.
- Land take, territorial dynamics and ecosystem services, ISPRA e SNPA. Licence CC BY 4.0, 2024 data.
- Predictive radon map by municipality, ISPRA. Licence CC BY 4.0, version 2022-11.
- Radon priority areas (Legislative Decree 101/2020), Regione Lombardia, national list compiled by ARPA Lombardia. Licence Atto pubblico (art. 5 L. 633/1941), 2023.
- Contaminated sites, Regione Lombardia. Licence CC0 1.0 (pubblico dominio), updated to 15 November 2026.
- Liveability index by census area, Vicinalia, from the data in the report sections. Licence CC BY-SA 4.0, worked out on 30 September 2026.
- List of Italian municipalities, Istat. Licence CC BY 4.0, updated to 21 February 2026.
ISTAT code 016141. The text on this page is generated automatically from the data.