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Lovere: what to know before buying a home

A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.

Liveability index free for any address

Search for an address in Lovere

The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.

For example: Via San Maurizio 1, Lovere.

Lovere, the northern tip of Lake Iseo and the Accademia Tadini

Lovere closes off the northern end of Lake Iseo on the Bergamo shore, between Castro and Costa Volpino, where the lake opens towards the Val Camonica. The old town climbs from the water through steep lanes and flights of steps, with the basilica of Santa Maria in Valvendra and, on the lakefront, the Accademia Tadini and its art gallery. Across the water you can see Pisogne, already in the province of Brescia.

Lovere is also a working town: the steelworks on the lake has a long history and employs people from across the area. It acts as the service centre for the upper Sebino, as the Iseo lake area is known. Overture Maps, an open map of places, records 14 education sites, 2.80 per 1,000 residents against 0.87 in the province, and 8 healthcare sites. Buyers choose between flats in the old centre, often without a lift or parking, houses with lake views on the slopes and newer blocks of flats.

The population is shrinking. In 2023 there were 5,006 residents, down 5.9% on 2011, according to Istat, the national statistics office; the average age is 50.0 against 45.2 in the province of Bergamo, and 31.8% of residents are over 65. Foreign nationals make up 12.0% and households have 2.06 members on average.

Lovere shares seismic zone 3 with the other 242 municipalities in the province of Bergamo, and the expected ground acceleration is about 0.108 g. In the old stone buildings of the centre, packed against one another, ask about the state of roofs, floors and shared walls, and whether any building works are planned by the owners' association.

The Revenue Agency (Agenzia delle Entrate) publishes cadastral maps here and the report finds the land parcel from the address. Between the steep slopes behind the town and the lake, landslides and flooding need checking at the exact spot, and the report does this for every address.

Key points

  • Northern tip of Lake Iseo, at the gateway to the Val Camonica.
  • 14 education sites, 2.80 per 1,000 residents.
  • Average age 50.0, over-65s at 31.8%.
  • Seismic zone 3, expected acceleration about 0.108 g.

Overview

Lovere is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 5,006 residents, ranked 74 of 243 municipalities in the province.

Earthquakes

For Italy's Civil Protection Department, Lovere is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.

In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.108 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.

Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.

Population

Compared with the 2011 census, the resident population has fallen by 5.9%. The estimated average age is 50 years, higher than the province average (45). 32% of residents are over 65 (the regional figure is 24%). Foreign residents make up 12.0% of the population. On average, a household has 2.1 members.

Income and climate

In tax year 2024, taxpayers in Lovere declared an average taxable income of 27,762 euros, in line with the province (26,939 euros). The Italian average is 24,895 euros.

Lovere is in climate zone E, with 2,365 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 208 metres above sea level.

Services

In the official Ministry of Education and Ministry of Health lists, Lovere has 14 schools and 2 pharmacies. The Overture Maps data also lists 5 grocery shops and supermarkets, 8 healthcare facilities, 7 sports facilities and 3 parks and green areas.

There are 2.8 schools per 1,000 residents, more than the province average (0.9).

Public transport

The open timetables available for the area do not list any stops within the territory of Lovere.

How built-up it is

Buildings, roads, car parks and other sealed surfaces cover 14.0% of the land in Lovere, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.

Radon and contaminated sites

Lovere is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.

Official databases list one contaminated site, or site still under investigation, in Lovere, and one more has been cleaned up or closed. The report tells you whether one is close to the address.

Landslides and flooding

Landslide and flood hazard changes from one street to the next even within Lovere: the report checks the address against the ISPRA maps.

House prices

The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.

Land registry

The cadastral maps for Lovere are public: from the address the report finds the sheet and parcel number.

Liveability area by area

The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 26 inhabited census areas in Lovere. Half of the residents live in areas scoring 71 or more.

Residents by band

  • fair 26.3%
  • good 73.7%

Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.

The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out

Data sources

ISTAT code 016128. The text on this page is generated automatically from the data.