Covo: what to know before buying a home
A municipality in the province of Bergamo, Lombardia. Official data on earthquakes, population, services and transport.
Liveability index free for any address
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Search for an address in Covo
The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.
For example: Via Medaglia Oro Giacomo Gregis 1, Covo.
Covo, a young village in the Bergamo lowlands
In the eastern Bergamo lowlands near Romano di Lombardia, Covo sits on a plain of irrigated fields, farmsteads and industrial units. It has no famous monuments or tourist attractions: it is a place where people live and work, and the figures describe it better than any sightseeing guide.
The population is growing and is much younger than the provincial average. There are 4,344 residents, up 6.8% since 2011; the average age is 41.8 against 45.2 for the province, over-65s are only 18.5% and households have 2.60 members on average. Foreign residents account for 19.9%, a very high share, linked to work in farming, industry and logistics on the plain. Declared incomes are below the provincial average.
Buyers in Covo will find lower prices than around Bergamo and Treviglio, with detached and terraced houses and flats in small blocks, as well as farmsteads to restore. The data lists 23 services in the village; for secondary schools, hospital and the railway station people look to Romano di Lombardia and the other nearby towns.
The province is uniform on earthquakes: all 243 municipalities in the Bergamo area are in seismic zone 3. In Covo the expected ground acceleration is about 0.123 g. For houses built before the 2000s, ask for documents on the structure, especially if you plan to add a floor or change the internal layout.
On a plain crossed by irrigation ditches and canals, the report reads the official flood maps for the exact address. The Revenue Agency's cadastral maps are published and the report traces the plot.
Key points
- Village in the Bergamo lowlands, near Romano di Lombardia.
- Average age 41.8, over-65s at 18.5%.
- Foreign residents 19.9%; population up since 2011.
- Seismic zone 3, expected acceleration about 0.123 g.
Overview
Covo is a municipality in the province of Bergamo, in Lombardia. At the end of 2023 it had 4,344 residents, ranked 94 of 243 municipalities in the province.
Earthquakes
For Italy's Civil Protection Department, Covo is in seismic zone 3, a zone where strong earthquakes are possible but rare. All 243 municipalities in the province are in the same zone.
In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.123 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.
Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.
Population
Compared with the 2011 census, the resident population has grown by 6.8%. The estimated average age is 42 years, lower than the province average (45). 19% of residents are over 65 (the regional figure is 24%). Foreign residents make up 19.9% of the population. On average, a household has 2.6 members.
Income and climate
In tax year 2024, taxpayers in Covo declared an average taxable income of 24,190 euros, below the provincial average (26,939 euros). The Italian average is 24,895 euros.
Covo is in climate zone E, with 2,383 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 115 metres above sea level.
Services
In the official Ministry of Education and Ministry of Health lists, Covo has 3 schools and 1 pharmacy. The Overture Maps data also lists 1 grocery shop, 1 healthcare facility and 7 sports facilities.
There are 0.2 healthcare facilities per 1,000 residents, fewer than the province average (0.5).
Public transport
The open timetables available for the area do not list any stops within the territory of Covo.
How built-up it is
Buildings, roads, car parks and other sealed surfaces cover 19.9% of the land in Covo, compared with 12.0% in the province and 12.2% in the region. In 2024 built-up land grew by 2.3 hectares.
Radon and contaminated sites
Covo is not among the radon priority areas designated by the Regione Lombardia in 2023. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.
Official databases list no contaminated sites in Covo.
Landslides and flooding
Landslide and flood hazard changes from one street to the next even within Covo: the report checks the address against the ISPRA maps.
House prices
The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.
Land registry
The cadastral maps for Covo are public: from the address the report finds the sheet and parcel number.
Liveability area by area
The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 33 inhabited census areas in Covo. Half of the residents live in areas scoring 65 or more.
Residents by band
- modest 0.2%
- fair 49.0%
- good 50.8%
Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.
The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out
Data sources
- Seismic classification of municipalities, Dipartimento della Protezione Civile. Licence CC BY 4.0, updated to 2025-05.
- MPS04 seismic hazard model, INGV. Licence CC BY 4.0, 2004 model.
- Data by census section, Istat. Licence CC BY 4.0, residents at the end of 2023, compared with the 2011 census.
- Places, Overture Maps Foundation. Licence CDLA Permissive 2.0 and others depending on provider, release 2026-10-21.0.
- Public transport timetables (GTFS): Trenord, Regione Lombardia - Trenord, orari ferroviari (GTFS). Licence CC BY 4.0, version 20261111.
- Income and main IRPEF variables by municipality, MEF, Dipartimento delle Finanze. Licence CC BY 3.0 IT, tax year 2024.
- Climate zones and heating degree days of municipalities (Presidential Decree 412/1993, Annex A), Normattiva. Licence CC BY 4.0, current text.
- Land take, territorial dynamics and ecosystem services, ISPRA e SNPA. Licence CC BY 4.0, 2024 data.
- Predictive radon map by municipality, ISPRA. Licence CC BY 4.0, version 2022-11.
- Radon priority areas (Legislative Decree 101/2020), Regione Lombardia, national list compiled by ARPA Lombardia. Licence Atto pubblico (art. 5 L. 633/1941), 2023.
- Contaminated sites, Regione Lombardia. Licence CC0 1.0 (pubblico dominio), updated to 15 November 2026.
- Liveability index by census area, Vicinalia, from the data in the report sections. Licence CC BY-SA 4.0, worked out on 30 September 2026.
- List of Italian municipalities, Istat. Licence CC BY 4.0, updated to 21 February 2026.
ISTAT code 016087. The text on this page is generated automatically from the data.