Carnate: what to know before buying a home
A municipality in the province of Monza e della Brianza, Lombardia. Official data on earthquakes, population, services and transport.
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Search for an address in Carnate
The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.
For example: Via Fornace 1, Carnate.
Carnate, the railway junction of the Vimercate area
Carnate lies in the north-east of the province of Monza and Brianza, between Vimercate and the border with the province of Lecco. It is best known for Carnate-Usmate station, where the line from Milan to Lecco crosses the one to Bergamo, and for people who work in Milan that is often the reason to live here. In the open timetables of Trenord, the regional rail operator, the station is served by 5 rail lines.
The area is heavily built up, and between Carnate, Usmate Velate and the neighbouring towns the houses run on almost without a gap. On the market there are blocks of flats from the 1970s and 1980s, newer small villas and a few old courtyard houses restored in the centre. If you are looking at a property near the tracks, visit at different times of day to hear the trains. Average declared incomes match the high levels of the Brianza area.
At the end of 2023 there were 7,820 residents, up 9.0% on 2011 according to Istat, the national statistics office. The average age is 46.0, the same as the province (45.9), but over-65s make up 25.4%, more than the provincial 23.5%. Foreign residents are 16.0%.
Earthquake hazard is low. On the scale kept by the Civil Protection Department (Protezione Civile), Carnate is in zone 3 with 39 other municipalities in the province, while the remaining 15 are in zone 4; expected ground acceleration is about 0.064 g. For a flat, the condition of the building, any major repair bills on the way and the energy rating matter more, in climate zone E with its cold, foggy winters.
The walking distance to the station, nearby services and the flood maps are all worked out by the report for the address, once it has found the plot on the Revenue Agency (Agenzia delle Entrate) cadastral maps.
Key points
- Carnate-Usmate station: 5 lines to Milan, Lecco and Bergamo.
- 7,820 residents, up 9.0% since 2011.
- Over-65s at 25.4%, above the provincial average.
- Seismic zone 3, expected acceleration 0.064 g.
Overview
Carnate is a municipality in the province of Monza e della Brianza, in Lombardia. At the end of 2023 it had 7,820 residents, ranked 32 of 55 municipalities in the province.
Earthquakes
For Italy's Civil Protection Department, Carnate is in seismic zone 3, a zone where strong earthquakes are possible but rare. Most municipalities in the province (40 of 55) are in the same zone.
In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.064 g, a moderate value: the level with a 10% probability of being exceeded in 50 years, on rock.
Even in zone 3, seismic standards apply to new buildings: for an older building, ask about the design year and any structural work.
Population
Compared with the 2011 census, the resident population has grown by 9.0%. The estimated average age is 46 years, in line with the province. 25% of residents are over 65 (the regional figure is 24%). Foreign residents make up 16.0% of the population. On average, a household has 2.3 members.
Income and climate
In tax year 2024, taxpayers in Carnate declared an average taxable income of 29,393 euros, in line with the province (29,649 euros). The Italian average is 24,895 euros.
Carnate is in climate zone E, with 2,433 heating degree days: heating may be switched on from 15 October to 15 April, for up to 14 hours a day. The same table puts the town hall at 237 metres above sea level.
Services
In the official Ministry of Education and Ministry of Health lists, Carnate has 3 schools and 2 pharmacies. The Overture Maps data also lists 2 grocery shops and supermarkets, 5 healthcare facilities, 2 sports facilities and 1 green area.
There are 0.4 schools per 1,000 residents, fewer than the province average (0.6).
Public transport
Within the municipality there are 1 public transport stops, served by 5 train lines, 1 bus line. That is about 0.1 stops per 1,000 residents.
How built-up it is
Buildings, roads, car parks and other sealed surfaces cover 42.0% of the land in Carnate, compared with 40.9% in the province and 12.2% in the region. In 2024 built-up land grew by 11.0 hectares.
Radon and contaminated sites
Carnate is not among the radon priority areas designated by the Regione Lombardia in 2023. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.
Official databases list no open contaminated sites in Carnate; one has been cleaned up or closed.
Landslides and flooding
Landslide and flood hazard changes from one street to the next even within Carnate: the report checks the address against the ISPRA maps.
House prices
The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.
Land registry
The cadastral maps for Carnate are public: from the address the report finds the sheet and parcel number.
Liveability area by area
The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 23 inhabited census areas in Carnate. Half of the residents live in areas scoring 77 or more.
Residents by band
- fair 5.9%
- good 70.0%
- very good 24.1%
Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.
The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out
Data sources
- Seismic classification of municipalities, Dipartimento della Protezione Civile. Licence CC BY 4.0, updated to 2025-05.
- MPS04 seismic hazard model, INGV. Licence CC BY 4.0, 2004 model.
- Data by census section, Istat. Licence CC BY 4.0, residents at the end of 2023, compared with the 2011 census.
- Places, Overture Maps Foundation. Licence CDLA Permissive 2.0 and others depending on provider, release 2026-10-21.0.
- Public transport timetables (GTFS): Trenord, Regione Lombardia - Trenord, orari ferroviari (GTFS). Licence CC BY 4.0, version 20261111.
- Income and main IRPEF variables by municipality, MEF, Dipartimento delle Finanze. Licence CC BY 3.0 IT, tax year 2024.
- Climate zones and heating degree days of municipalities (Presidential Decree 412/1993, Annex A), Normattiva. Licence CC BY 4.0, current text.
- Land take, territorial dynamics and ecosystem services, ISPRA e SNPA. Licence CC BY 4.0, 2024 data.
- Predictive radon map by municipality, ISPRA. Licence CC BY 4.0, version 2022-11.
- Radon priority areas (Legislative Decree 101/2020), Regione Lombardia, national list compiled by ARPA Lombardia. Licence Atto pubblico (art. 5 L. 633/1941), 2023.
- Contaminated sites, Regione Lombardia. Licence CC0 1.0 (pubblico dominio), updated to 15 November 2026.
- Liveability index by census area, Vicinalia, from the data in the report sections. Licence CC BY-SA 4.0, worked out on 30 September 2026.
- List of Italian municipalities, Istat. Licence CC BY 4.0, updated to 21 February 2026.
ISTAT code 108016. The text on this page is generated automatically from the data.