Caglio: what to know before buying a home
A municipality in the province of Como, Lombardia. Official data on earthquakes, population, services and transport.
Liveability index free for any address
Land sheet 6 free checks
Search for an address in Caglio
The report looks at the exact point: landslide and flood risk, seismic zone, price per square metre for the area, services and nearby stops.
For example: Via Giovanni Segantini 2, Caglio.
Caglio, a mountain village in the Triangolo Lariano
Between the Como and Lecco arms of the lake rises the Triangolo Lariano, an area of wooded mountains and small villages. Caglio is here, in the Vallassina area, at around 800 metres, the village spread across an open slope with meadows and woods climbing towards the surrounding peaks.
It is a mountain village within reach of the cities: Como, Lecco and Erba can be reached by car, and some of the houses are second homes. The climate, though, is alpine, in climate zone F, the coldest in Italy's classification: insulation, heating and windows are the first things to check, along with access on snowy days. For a flat in a holiday building, ask about the service charges and the state of the roof and façades.
The village is growing: in 2023 there were 488 residents, up 13.5% on 2011, according to Istat, the national statistics office. The average age of 50.2 is above the provincial 46.3, and over-65s make up 30.5% against 24.1% across the province. Foreign residents account for 10.9%. Declared incomes are below the provincial average.
Earthquake hazard is low: all 147 municipalities in the province of Como are in seismic zone 4 on the Civil Protection department's national scale, and in Caglio the expected ground acceleration is about 0.045 g. The real costs in the mountains lie elsewhere: roof, damp and heating.
The Revenue Agency (Agenzia delle Entrate) publishes cadastral maps and the report goes from the address to the land parcel. On the steep slopes of the Triangolo Lariano, landslides and gradient are read from the official maps for the exact spot, and the report also measures the distance to services, which are often down in the valley.
Key points
- Triangolo Lariano, Vallassina area, at around 800 metres.
- Population up 13.5% since 2011.
- All 147 municipalities in the province in seismic zone 4.
- Climate zone F: check insulation and heating.
Overview
Caglio is a municipality in the province of Como, in Lombardia. At the end of 2023 it had 488 residents, ranked 127 of 147 municipalities in the province.
Earthquakes
For Italy's Civil Protection Department, Caglio is in seismic zone 4, the lowest-risk zone, where strong earthquakes are very rare. All 147 municipalities in the province are in the same zone.
In the built-up area, the expected ground shaking (peak ground acceleration, PGA) is about 0.045 g, a low value: the level with a 10% probability of being exceeded in 50 years, on rock.
In zone 4 the risk is low, but for an older building it is still worth asking about the state of the structure.
Population
Compared with the 2011 census, the resident population has grown by 13.5%. The estimated average age is 50 years, higher than the province average (46). 31% of residents are over 65 (the regional figure is 24%). Foreign residents make up 10.9% of the population. On average, a household has 1.9 members.
Income and climate
In tax year 2024, taxpayers in Caglio declared an average taxable income of 24,183 euros, below the provincial average (26,761 euros). The Italian average is 24,895 euros.
Caglio is in climate zone F, with 3,206 heating degree days, with no limits on when heating may be used. The same table puts the town hall at 800 metres above sea level.
Services
In the official Ministry of Education and Ministry of Health lists, Caglio has 1 pharmacy.
The data shows no schools within the municipality, against a provincial average of 0.9 per 1,000 residents.
Public transport
The open timetables available for the area do not list any stops within the territory of Caglio.
How built-up it is
Buildings, roads, car parks and other sealed surfaces cover 3.9% of the land in Caglio, compared with 12.3% in the province and 12.2% in the region. In 2024 built-up land stayed almost the same.
Radon and contaminated sites
Caglio is not among the radon priority areas designated by the Regione Lombardia in 2023. According to the ISPRA map, the estimated radon emission in the municipality is medium. Radon varies from building to building and can only be known by measuring it, especially on ground floors and in basements.
Official databases list no contaminated sites in Caglio.
Landslides and flooding
Landslide and flood hazard changes from one street to the next even within Caglio: the report checks the address against the ISPRA maps.
House prices
The Revenue Agency's price ranges per square metre (OMI) apply to zones, not to whole municipalities: the report gives the range for the address's zone.
Land registry
The cadastral maps for Caglio are public: from the address the report finds the sheet and parcel number.
Liveability area by area
The Vicinalia liveability index runs from 0 to 100 and looks at the place, not the people who live there: services within walking distance, transport, green space, natural hazards, air, quiet, buildings and connection. Here it is worked out at the centre of each of the 4 inhabited census areas in Caglio. Half of the residents live in areas scoring 63 or more.
Residents by band
- fair 100.0%
Vicinalia index by census area, licence CC BY-SA 4.0. Data: IdroGEO ISPRA (2026), Istat, INGV, EEA, AGCOM, Overture Maps and OpenStreetMap.
The colour is the value at the centre of the area. For an exact address, search for it above: the free check looks at that exact point. How the index is worked out
Data sources
- Seismic classification of municipalities, Dipartimento della Protezione Civile. Licence CC BY 4.0, updated to 2025-05.
- MPS04 seismic hazard model, INGV. Licence CC BY 4.0, 2004 model.
- Data by census section, Istat. Licence CC BY 4.0, residents at the end of 2023, compared with the 2011 census.
- Places, Overture Maps Foundation. Licence CDLA Permissive 2.0 and others depending on provider, release 2026-10-21.0.
- Public transport timetables (GTFS): Trenord, Regione Lombardia - Trenord, orari ferroviari (GTFS). Licence CC BY 4.0, version 20261111.
- Income and main IRPEF variables by municipality, MEF, Dipartimento delle Finanze. Licence CC BY 3.0 IT, tax year 2024.
- Climate zones and heating degree days of municipalities (Presidential Decree 412/1993, Annex A), Normattiva. Licence CC BY 4.0, current text.
- Land take, territorial dynamics and ecosystem services, ISPRA e SNPA. Licence CC BY 4.0, 2024 data.
- Predictive radon map by municipality, ISPRA. Licence CC BY 4.0, version 2022-11.
- Radon priority areas (Legislative Decree 101/2020), Regione Lombardia, national list compiled by ARPA Lombardia. Licence Atto pubblico (art. 5 L. 633/1941), 2023.
- Contaminated sites, Regione Lombardia. Licence CC0 1.0 (pubblico dominio), updated to 15 November 2026.
- Liveability index by census area, Vicinalia, from the data in the report sections. Licence CC BY-SA 4.0, worked out on 30 September 2026.
- List of Italian municipalities, Istat. Licence CC BY 4.0, updated to 21 February 2026.
ISTAT code 013037. The text on this page is generated automatically from the data.